Small-loss top prize and penultimate prize losers

On Who Wants to Be a Millionaire?, a small-loss top prize loser (can also be called a non-epic failure top prize loser) is a Top Prize Loser who loses a relatively small amount of prize money compared to other top prize losers, either due to using a Jump the Question lifeline on the Shuffle format, or setting the second safety net higher than normal on an adjustable high-risk format. A top prize loss does not count as an epic failure unless both of the following criteria are met:
 * The contestant loses a massive amount of prize money (usually 468,000 units of the local currency, assuming that the second safety net is fixed at question 10 in a traditional format, or is set there in an adjustable high-risk format)
 * The contestant leaves with a relatively tiny consolation prize, or worse, in some cases, no consolation prize at all.

Josina Reaves
Josina Reaves, who played the Shuffle Format, managed to save both of her Jump the Question lifelines until the second round. She then gambled bravely on the $100,000 question, before using both of her Jump the Question lifelines to skip the $250,000 and $500,000 questions, in order to go straight to the $1 million question. On the $1 million question, she only faced a $75,000 loss if she got the question wrong, against a $900,000 gain if she got it right. Ultimately, she got it wrong and lost $75,000, and wound up winning $25,000.